ZDENEK FRANK ZOBAL, MD
Marriage and Family Therapists at Worcester Dr, Schenectady, NY

License number
New York AZ110826
Category
Osteopathic Medicine
Type
Family Medicine
Address
Address
857 Worcester Dr, Schenectady, NY 12309
Phone
(518) 370-5992

Personal information

See more information about ZDENEK FRANK ZOBAL at radaris.com
Name
Address
Phone
Zdenek Zobal
14 Lagoon Manor Dr, Bolton Lndg, NY 12814
(518) 644-9987
Zdenek Zobal, age 90
857 Worcester Dr, Niskayuna, NY 12309
(518) 393-4961
Zdenek Zobal
Diamond Point, NY
(518) 644-9987
Zdenek F Zobal, age 90
14 Lagoon Manor Dr, Bolton Landing, NY 12814
(518) 644-9987
Zdenek F Zobal, age 90
523 Covington Pl, Slingerlands, NY 12159
(518) 464-0997

Professional information

See more information about ZDENEK FRANK ZOBAL at trustoria.com
Zdenek F Zobal Photo 1
Dr. Zdenek F Zobal, Schenectady NY - MD (Doctor of Medicine)

Dr. Zdenek F Zobal, Schenectady NY - MD (Doctor of Medicine)

Specialties:
Family Medicine
Address:
857 Worcester Dr, Schenectady 12309
(518) 370-5992 (Phone)
Certifications:
Family Practice, 1977
Awards:
Healthgrades Honor Roll
Languages:
English, Czech
Hospitals:
857 Worcester Dr, Schenectady 12309
Ellis Hospital
1101 Nott St, Schenectady 12308
Education:
Medical School
Masaryk University / Faculty of Medicine
St Peters Hospital
Kromeriz


Zdenek Zobal Photo 2
Methods For Implementing Sales Transactions Using Prepaid Sales Certificates Having Increased Value After A Period Of Time

Methods For Implementing Sales Transactions Using Prepaid Sales Certificates Having Increased Value After A Period Of Time

US Patent:
2009005, Feb 26, 2009
Filed:
Aug 19, 2008
Appl. No.:
12/194219
Inventors:
Zdenek ZOBAL - Schenectady NY, US
International Classification:
G06Q 30/00
US Classification:
705 39
Abstract:
A method for implementing a sales transaction includes receiving a first payment, issuing a prepaid sales certificate having indicia indicating a first redeemable value for the certificate corresponding to the first payment, and having indicia indicating at a later time a second redeemable value greater than the first payment. The prepaid sales certificate may be received by a merchant, and a determination made whether the later time has passed. Based on the determination whether the later time has passed, at least one of goods and/or services may be provided in exchange for the prepaid sales certificate based on the first redeemable value or the second redeemable value.