Inventors:
Jason J. HOGG - Orangeburg NY, US
Jorgen JC Bocklage - Bradenton FL, US
William Evans Savage - Arlington VA, US
International Classification:
G06Q 40/00
Abstract:
A system and method that provide for fluid financial markets are disclosed. One system includes an issuing module that issues a credit account to a consumer based on a rating and tied to a credit bank. The system also includes an update module that updates the rating over time based on financial factors related to the consumer. The system includes a financial module that allows the credit bank to change over time based on the rating.