Inventors:
Marc E. Heisterkamp - Portland OR, US
Guy H. Volz - Matthews NC, US
Wayne Santos - Alpharetta GA, US
Robert G. Becker - Charlotte NC, US
Robin Alexander - Philadelphia PA, US
Assignee:
BANK OF AMERICA CORPORATION - Charlotte NC
International Classification:
G06Q 50/00
Abstract:
A system and method may automatically receive an electronic lease or other agreement document for property and parse the document to identify provisions provided therein. The lease may then be evaluated for various types of provisions to determine an overall quality score. In one example, the quality score may correspond to an environmental sustainability score and include considerations such as sub-metering, water-saving fixtures, LEED certification and the like. In one or more arrangements, provisions may be identified by generating and providing an electronic questionnaire through which a user may specify the applicable terms of the lease. Approval of the lease may be conditioned on a minimum environmental sustainability score as determined by the lease provisions. A system may further suggest ways to improve the environmental sustainability score.