Inventors:
Cheryl Howell - San Antonio TX, US
Scott Bureau - San Antonio TX, US
Thomas Gaitan - San Antonio TX, US
Joseph Gloria - San Antonio TX, US
Robert Hotard - San Antonio TX, US
Steven Large - San Antonio TX, US
Jeffry Post - San Antonio TX, US
Susan Price - San Antonio TX, US
Bonnie Rose - San Antonio TX, US
Michael Rothe - D'Hanis TX, US
Assignee:
United Services Automobile Association
International Classification:
G06F017/60
Abstract:
The present invention provides a system and method of facilitating online transactions. The present invention is capable of receiving product information, storing same upon a repository and profiling each product according to geographical region. When a customer accesses the website utilized by the present invention, his or her address information is used to determine a geographical area of residence. Geographical area specific product forms are stored upon the repository in image-type format (for example, PDF format) substantially identical to the forms as they would appear if presented to the customer as a hard copy. Thus, once the customer has verified the correct purchasing information, the invention imports the purchasing information into the appropriate image-type geographical area specific form and displays same to the customer. Once the customer has reviewed the appropriate image-type forms, he or she may electronically “sign” each document so that the financial product purchase may be consummated. To accomplish this, the invention provides a signature button. When the customer selects the signature button, the system navigates the customer to the next form to be signed, completed with the appropriate data, and accompanied by the appropriate disclaimers.