THOMAS F HALEY
Cosmetology in Boston, MA
License number
Massachusetts 2200407
Issued Date
Apr 20, 1985
Expiration Date
Aug 11, 1987
Type
Cosmetologist Type 2
Address
Address
Boston, MA 02131
Professional information
Systems And Methods Of Incentivizing Gifting
US Patent:
2013033, Dec 19, 2013
Filed:
Jun 12, 2013
Appl. No.:
13/916544
Inventors:
Thomas J. Burgess - Portsmouth RI, US
Francis Correra - Andover MA, US
Judy C. Frank Duff - Waltham MA, US
Thomas C. Haley - Charlestown MA, US
Francis Correra - Andover MA, US
Judy C. Frank Duff - Waltham MA, US
Thomas C. Haley - Charlestown MA, US
International Classification:
G06Q 30/02
US Classification:
705 1423
Abstract:
A system and method allows a consumer to gift an incentive and/or offer to a recipient, which can be applied to a transaction conducted by the recipient. The incentives are given and redeemed without requiring issuance or utilization of a gift card that is distinct from payment instruments (such as a debit or credit card) utilized by the recipient prior to receiving the incentive. Instead, the monetary value of the incentive given by the purchaser is transferred from an account owned by the purchaser to an intermediate account owned by a third party. When the recipient redeems the incentive, the monetary value of the incentive is automatically transferred from the intermediate account to an account owned by the recipient. In this manner, the purchaser does not have to give either a physical or virtual incentive card and hence, the incentive is not subject to gift card regulations.