Thomas F Conroy, JR
Accountancy at Colorado Blvd, Englewood, CO
License number
Colorado 4242
Issued Date
Feb 28, 1977
Renew Date
Dec 1, 2015
Expiration Date
Nov 30, 2017
Type
Certified Public Accountant
Address
Address
3825 S Colorado Blvd, Englewood, CO 80113
Professional information
Computer System For Controlling A System Of Managing Fluctuating Cash Flows
US Patent:
8036982, Oct 11, 2011
Filed:
Jun 28, 2010
Appl. No.:
12/825175
Inventors:
Crispina O. Caballero - Goodwood, CA
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Assignee:
Mann Conroy Eisenberg & Associates, LLC - Greensboro NC
International Classification:
G06Q 40/00
US Classification:
705 38
Abstract:
Apparatus (method implemented with a machine, the machine, and the method for making the machine, and products produced thereby) for controlling a system of managing cash flows for a transaction, the apparatus including: data processing means arranged for receiving information into memory, said information including respective descriptions of risks, statistical assumptions for said risks, and financial assumptions for said risks, the data processing means further including: calculating means, responsive to said descriptions and said assumptions, for calculating expected cash flows corresponding to said risks for time periods; accounting means for determining, responsive to actual cash flow information from occurrence of events corresponding to said risks, for a first party to the transaction owing the expected cash flows to a second party to the transaction, and for determining, for the second party owing the actual cash flows to the first party, a net settlement, for each of said time periods, between the parties in the transaction, to manage the actual cash flows and the expected cash flows.
Computer System Managing An Insurance Reserve Requirement By Segmenting A Reinsurance Transaction
US Patent:
2008028, Nov 20, 2008
Filed:
Dec 6, 2004
Appl. No.:
11/574179
Inventors:
Crispina O. Caballero - Stouffville, CA
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Chokoloskee FL, US
Richard W. Mann - Greensboro NC, US
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Chokoloskee FL, US
Richard W. Mann - Greensboro NC, US
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
Apparatus (method implemented with a machine, the machine, and the method for making the machine, and products produced thereby). The computer system can, for example, be structured (e.g., including programmed) to carry out the steps of: calculating an insurance reserve requirement from data; segmenting, for the reserve requirement, an economic reserve requirement from a corresponding excess regulatory reserve requirement to produce components; and carrying out the reinsurance transaction by steps including: allocating the components to different parties, one of the parties from a group including an insurance risk carrier and a source of an asset for said reserve requirement; and assigning assets for the reserve requirement to a reinsurance asset trust to receive reinsurance credit for said reserve requirement.
Computer System For Controlling A System Of Managing Fluctuating Cash Flows
US Patent:
7747518, Jun 29, 2010
Filed:
Oct 1, 2004
Appl. No.:
10/569987
Inventors:
Crispina O. Caballero - Stouffville, CA
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Assignee:
Mann Conroy Eisenberg & Associates - Greensboro NC
International Classification:
G06Q 40/00
US Classification:
705 38
Abstract:
Apparatus (method implemented with a machine, the machine, and the method for making the machine, and products produced thereby) for controlling a system of managing cash flows for a transaction, the apparatus including: data processing means arranged for receiving information into memory, said information including respective descriptions of risks, statistical assumptions for said risks, and financial assumptions for said risks, the data processing means further including: calculating means, responsive to said descriptions and said assumptions, for calculating expected cash flows corresponding to said risks for time periods; accounting means for determining, responsive to actual cash flow information from occurrence of events corresponding to said risks, for a first party to the transaction owing the expected cash flows to a second party to the transaction, and for determining, for the second party owing the actual cash flows to the first party, a net settlement, for each of said time periods, between the parties in the transaction, to manage the actual cash flows and the expected cash flows.
Computer System For Managing Fluctuating Cash Flows
US Patent:
7558757, Jul 7, 2009
Filed:
Oct 16, 2003
Appl. No.:
10/687063
Inventors:
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Crispina O. Caballero - Stouffville, CA
Brian G. Holland - Needham MA, US
Steven A. Eisenberg - Atlanta GA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Crispina O. Caballero - Stouffville, CA
Brian G. Holland - Needham MA, US
Assignee:
Mann Conroy Eisenberg & Associates - Greensboro NC
International Classification:
G06Q 40/00
US Classification:
705 38
Abstract:
A method implemented with a machine, the machine, and the method for using the machine, and products produced thereby, the method including using a digital electronic computer having a processor programmed for electronically processing input data into output data, the computer electronically connected to an input device and to output devices, for calculating expected and projected results of assumptions related to specific contractual exposures (either underlying plans of insurance or reinsurance, or contractual insurable risk exposure to individuals, or corporate contractual benefit payment exposures to individuals), maintaining and storing such calculations, periodically comparing the expected and projected results to actual occurrences results as inputted into the computer, calculating the differences between actual and projected results and preparing reports of the results of the calculations.
Computer System Managing An Insurance Reserve Requirement By Segmenting Risk Components In A Reinsurance Transaction
US Patent:
2007011, May 17, 2007
Filed:
Nov 4, 2004
Appl. No.:
10/581419
Inventors:
Crispina Caballero - Stouffville, CA
Thomas Conroy - Englewood CO, US
Steven Eisenberg - Atlanta GA, US
Brian Holland - Needham MA, US
Stephen Kraysler - Hull MA, US
Richard Mann - Greensboro NC, US
Charles Underwood - Weymouth MA, US
Thomas Conroy - Englewood CO, US
Steven Eisenberg - Atlanta GA, US
Brian Holland - Needham MA, US
Stephen Kraysler - Hull MA, US
Richard Mann - Greensboro NC, US
Charles Underwood - Weymouth MA, US
International Classification:
G06Q 40/00
US Classification:
705004000, 705035000
Abstract:
Apparatus (method implemented with a machine, the machine, and the method for making the machine, and products produced thereby). The computer system can, for example, be structured (e.g., including programmed) to carry out the steps of: calculating an insurance reserve requirement from data; segmenting, for the reserve requirement, an insured contingency risk from a corresponding capital requirement to produce components; and carrying out the reinsurance transaction by steps including: allocating the components to different parties, one of the parties from a group including an insurance risk carrier and a source of an asset for said capital requirement; and assigning assets for the reserve requirement to a reinsurance asset trust to receive reinsurance credit for said reserve requirement.
Computer Support For Multi-Jurisdictional Investment
US Patent:
2011006, Mar 10, 2011
Filed:
Sep 3, 2010
Appl. No.:
12/875441
Inventors:
Crispina O. Caballero - Goodwood, CA
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Assignee:
Mann, Conroy, Eisenberg & Assiociates - Greensboro NC
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
Machine and related manufacturer controlling multi-jurisdictional investment; a computer system arranged to receive information and locate said information into a memory, the information including investment specifications and pricing data for the financial product, the computer system further including: an input device for receiving the information and converting the information into signals; a program control to compute, from said signals, for calculating respective valuations of parts of investment in respective jurisdictions and a program control to trigger printing documentation, including said valuations, to carry out the implementation of the parts in the respective jurisdictions. In variations thereof, such as optimizing, separating, valuation, and execution are supported.
Computer Support For Multi-Jurisdictional Investment
US Patent:
7792729, Sep 7, 2010
Filed:
May 5, 2004
Appl. No.:
10/839068
Inventors:
Crispina O. Caballero - Stouffville, CA
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Brian G. Holland - Needham MA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Assignee:
Mann, Conroy, Eisenberg & Associates - Greensboro NC
International Classification:
G06Q 40/00
US Classification:
705 36R, 705 35, 705 37, 705 30, 705 31
Abstract:
Machine and related manufacturer controlling multi-jurisdictional investment; a computer system arranged to receive information and locate said information into a memory, the information including investment specifications and pricing data for the financial product, the computer system further including: an input device for receiving the information and converting the information into signals; a program control to compute, from said signals, for calculating respective valuations of parts of investment in respective jurisdictions and a program control to trigger printing documentation, including said valuations, to carry out the implementation of the parts in the respective jurisdictions. In variations thereof, such as optimizing, separating, valuation, and execution are supported.
Financial Transaction System
US Patent:
2014001, Jan 16, 2014
Filed:
Sep 16, 2013
Appl. No.:
14/028447
Inventors:
Thomas F. Conroy - Englewood CO, US
Steven A. Eisenberg - Atlanta GA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
Steven A. Eisenberg - Atlanta GA, US
Stephen F. Kraysler - Hull MA, US
Richard W. Mann - Greensboro NC, US
International Classification:
G06Q 40/08
US Classification:
705 4
Abstract:
A machine, manufacture, process, composition, and product produced thereby Representatively, there can be a computer-aided method for managing cash flows for a transaction, the method including the steps of: receiving respective descriptions of risks; receiving statistical assumptions for said risks; receiving financial assumptions for said risks; calculating, from the descriptions and the assumptions, expected cash flows corresponding to said risks for time periods; receiving actual cash flows information from occurrence of events corresponding to said risks; accounting for a first party to the transaction owing the expected cash flows to a second party to the transaction; accounting for the second party owing the actual cash flows to the first party; and computing a net settlement, for each of said time periods, between the parties in the transaction to manage the actual cash flows and the expected cash flows.
Financial Transaction System
US Patent:
8538867, Sep 17, 2013
Filed:
Jul 6, 2009
Appl. No.:
12/498290
Inventors:
Crispina O Caballero - Ontario, CA
Thomas F Conroy - Englewood CO, US
Steven A Eisenberg - Atlanta GA, US
Brian G Holland - Needham MA, US
Stephen F Kraysler - Hull MA, US
Richard W Mann - Greensboro NC, US
Thomas F Conroy - Englewood CO, US
Steven A Eisenberg - Atlanta GA, US
Brian G Holland - Needham MA, US
Stephen F Kraysler - Hull MA, US
Richard W Mann - Greensboro NC, US
Assignee:
Mann Conroy Eisenberg & Associates, LLC - Greensboro NC
International Classification:
G06Q 40/00
US Classification:
705 38, 705 36 R
Abstract:
A machine, manufacture, process, composition, and product produced thereby Representatively, there can be a computer-aided method for managing cash flows for a transaction, the method including the steps of: receiving respective descriptions of risks; receiving statistical assumptions for said risks; receiving financial assumptions for said risks; calculating, from the descriptions and the assumptions, expected cash flows corresponding to said risks for time periods; receiving actual cash flows information from occurrence of events corresponding to said risks; accounting for a first party to the transaction owing the expected cash flows to a second party to the transaction; accounting for the second party owing the actual cash flows to the first party; and computing a net settlement, for each of said time periods, between the parties in the transaction to manage the actual cash flows and the expected cash flows.
Computer System
US Patent:
2008002, Jan 31, 2008
Filed:
Jul 26, 2007
Appl. No.:
11/828954
Inventors:
Crispina Caballero - Stouffville, CA
Thomas Conroy - Englewood CO, US
Peter Gilman - Cedar Rapids IA, US
Thomas Conroy - Englewood CO, US
Peter Gilman - Cedar Rapids IA, US
International Classification:
G06Q 40/00
US Classification:
705004000
Abstract:
Computer machine, manufacture, methods of making and using the same, and product produced thereby, as well as necessary intermediates, each pertaining to a system of the kind adapted to transform insurance risk for a transaction, in cooperation with different entities with respective computing systems. Embodiments transforming insurance risks into credit risks to accomplish one or more financial guarantees are preferably carried out in multiple jurisdictions.