Sudhir Patel
Accountancy in Charlotte, NC

License number
North Carolina CC-0002716
Issued Date
May 16, 2001
Category
Accountancy
Type
C.P.A. Certificate
Address
Address 2
Charlotte, NC 28262

Professional information

Sudhir Patel Photo 1

Sudhir Patel - Charlotte, NC

Work:
Merck & Co., Inc.
Fixed Asset/Capital Project Supervisor at Shared Business Services.
Flextronics International Ltd. - Charlotte, NC
Financial Analyst
H & R Block - Charlotte, NC
Master Tax Advisor - Seasonal
Dena Bank - Bhavnagar, Gujarat
Senior Accountant
M/S Sanghavi & Co. - Bhavnagar, Gujarat
Article/Audit Clerk
Education:
Saurashtra University - Rajkot, Gujarat
Bachelor of Commerce in Advanced Accounting & Auditing
Skills:
Various ERP Systems SAP, SAP-Atlas, FAS, IBM Mainframe-FRS,FAS, PTS, Fourth Shift, Crystal Reports, OFA - Oracle Financial Analyzer, Concert Reporting and Business Objects.


Sudhir Patel Photo 2

Systems, Methods, And Computer Program Products For Monitoring Collateralization Of Public-Deposit Accounts

US Patent:
2009032, Dec 31, 2009
Filed:
Apr 30, 2008
Appl. No.:
12/112763
Inventors:
Daniel A. Van Vooren - Charlotte NC, US
Judith A. Breault - Charlotte NC, US
Linda Grant - Weddington NC, US
Barry Edward Hagan - Fort Mill SC, US
Stephan R. Hudson - Charlotte NC, US
Kishore Pasumarthi - Charlotte NC, US
Sudhir C. Patel - Charlotte NC, US
Pamela Reed - Charlotte NC, US
Alpesh R. Shah - Charlotte NC, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06Q 40/00, G06F 15/16
US Classification:
705 36 R, 709204, 705 35, 705 37
Abstract:
The present invention provides systems, methods, and computer program products for monitoring collateral positions of public-deposit accounts so as to efficiently pledge collateral to under-collateralized positions and release collateral from over-collateralized positions. For example, when a customer deposits additional funds, which results in an uninsured balance that exceeds the allocated collateral, the present invention may identify that account as being under-collateralized, determine the pledge amount required to properly collateralize the account, and then create, submit and track a pledge request that corresponds to the required pledge amount. Likewise, when a customer withdraws funds from a public-deposit account, which results in an uninsured balance that is less than the allocated collateral, the present invention may identify that account as being over-collateralized, determine the appropriate release amount, and then create, submit and track a release request that corresponds to the determined release amount.