STEPHEN E FALCONER
Real Estate Appraisers in Derry, NH
License number
Massachusetts 101250
Issued Date
Jul 14, 2003
Expiration Date
Apr 27, 2007
Type
Real Estate Appraiser Trainee
Address
Address
Derry, NH 03038
Professional information
System And Method For Data Collection, Storage And Analysis For Use In Managing Risk Associated With Lending Portfolio Assets
US Patent:
2011032, Dec 29, 2011
Filed:
Apr 6, 2009
Appl. No.:
12/419067
Inventors:
Stephen E. Falconer - Derry NH, US
Paul Falconer - Plymouth MA, US
Paul Falconer - Plymouth MA, US
International Classification:
G06Q 40/00
US Classification:
705 38
Abstract:
A computer-assisted, automated method and system for combining loan and asset data in a data warehouse, which provides an early warning system for potential risks and a facility for portfolio and market analysis. The system provides online access, data manipulation, analytical capabilities and report production. The system continuously monitors the lender's data versus thresholds in order to provide alerts. The system selects data on a regular basis, calculates market indices and creates additional data values based on these calculated indices. The market indices are stored in an aggregated data area and are available to user's system-wide.