MRS. SARAH LEAH HARRISON, MSW
Social Work at 79 St, New York, NY

2008018, Jul 31, 2008

Jan 29, 2007

11/698955

Sarah Harrison - New York NY, US
Mark Keck - New York NY, US
Sunil Sachdev - New Rochelle NY, US
Margaret A. Miller - Land O Lakes FL, US

American Express Travel Related Services Company, Inc. - New York NY

G06Q 20/00, H04L 9/28, G06Q 50/00

705 67

A system, method and computer program product for linking healthcare purchases to tax advantaged accounts by means of a card containing a card member's data. The system assists in substantiating eligible expenses for participating card holders. The system leverages existing data feeds. By flagging eligible purchases, the invention aids in automation of the rebate/claims process thereby leading to a faster substantiation of claims and hence, improving customer satisfaction. The individual card member, the card company and a service providing merchant can also communicate through a common platform like a third party website to manually substantiate any pending claims corresponding to purchases. The invention circumvents the need for a card member to use electronic payment cards at only eligible health care merchants and assists individual card members in getting benefits for eligible purchases made using the electronic card at non-healthcare merchants.

2010007, Mar 18, 2010

Sep 11, 2009

12/558386

Sarah E. Harrison - New York NY, US
Jason S. Jagatic - Hoboken NJ, US
Sunil Sachdev - New Rochelle NY, US

G06Q 40/00

705 39

A computer-implemented method and system to facilitate a purchase by at least first and second cardmembers using respective transaction instruments associated with a single tax-advantaged account. A request from a merchant to charge a purchase by the first cardmember against the tax-advantaged account for a transaction using the first transaction instrument is received at a host computer. A determination is made whether the first cardmember charge is for a covered tax-advantaged expense. The tax-advantaged account is credited with points associated with the value of the first cardmember charge only if the first cardmember charge is determined to be for a covered tax-advantaged expense. A request is received from a merchant to charge the second cardmember against the tax-advantaged account for a transaction using the second transaction instrument. A determination is made whether the second cardmember charge is for a covered tax-advantaged expense. The tax-advantaged account is credited with points associated with the value of the second cardmember charge only if the second cardmember charge is determined to be for a covered tax-advantaged expense.

7922083, Apr 12, 2011

Jul 31, 2006

11/461389

Sarah E. Harrison - New York NY, US
Jason S. Jagatic - Hoboken NJ, US
Dana J. Klaboe - Brooklyn NY, US
Leigh R. Malnati - Mountain Lakes NJ, US

G06K 5/00

235381, 235380

The invention is a computer-implemented method and system to facilitate a purchase utilizing a tax-advantaged account. A request for payment for an item is received from a requester. A determination is made whether the item qualifies for pre-tax treatment. If the item qualifies for pre-tax treatment at least a partial payment amount for the item is determined. The tax-advantaged account is debited for at least a portion of the purchasing amount of the item based on the payment authorization; and the at least partial payment amount for the item is transmitted to an account of the requestor.

2007018, Aug 9, 2007

Jul 31, 2006

11/461374

Sarah Harrison - New York NY, US
Jason Jagatic - Hoboken NJ, US
Dana Klaboe - Brooklyn NY, US
Leigh Malnati - Mountain Lakes NJ, US

G06Q 40/00

70503600T

A computer-implemented method and system to facilitate a purchase utilizing a tax-advantaged account. A request to charge the tax-advantaged account for an item is received at a host computer. A determination is made whether the item qualifies for pre-tax treatment. If the item qualifies for pre-tax treatment then at least partial payment authorization for the item is determined, and the tax-advantaged account is debited for at least a portion of the purchasing amount of the item based on the payment authorization. If the item does not qualify for pre-tax treatment, then a non-tax advantaged account is debited for an item not qualifying for pre-tax treatment.

2007018, Aug 9, 2007

Jul 31, 2006

11/461365

Sarah Harrison - New York NY, US
Jason Jagatic - Hoboken NY, US
Dana Klaboe - Brooklyn NY, US
Leigh Malnati - Mountain Lakes NJ, US

G06Q 40/00

70503600T

A computer-implemented method and system to facilitate a purchase utilizing a tax-advantaged account. A request for payment for an item is received at a host computer. The item comprises any item that qualifies for pre-tax treatment, including, but not limited to: a medical expense; a dental expense; a dependent care expense; a childcare expense; a work-related parking expense; and a work-related transportation expense. The system determines whether the item qualifies for pre-tax treatment. If the item qualifies for pre-tax treatment, then the tax-advantaged account is debited for at least a portion of the purchasing amount of the item based on the payment request.

2007018, Aug 9, 2007

Jul 31, 2006

11/461396

Sarah Harrison - New York NY, US
Jason Jagatic - Hoboken NJ, US
Sunil Sachdev - New Rochelle NY, US

G06Q 40/00

70503600T

A computer-implemented method and system to facilitate a purchase by a cardmember using a transaction instrument. A request to charge a tax-advantaged account for a transaction using the transaction instrument is received at a host computer. A determination is made whether the charge is for a covered tax-advantaged expense. The tax-advantaged account is credited with points associated with the value of the charge only if the charge is determined to be for a covered tax-advantaged expense.

2008020, Aug 21, 2008

Feb 15, 2007

11/675438

MARK KECK - New York NY, US
Sarah Harrison - New York NY, US
Ahana Kalappa - New York NY, US
Sunil Sachdev - New Rochelle NY, US
Margaret A. Miller - Land O Lakes FL, US

American Express Travel Related Services Company, Inc. - New York NY

G06Q 50/00, G06Q 40/00

705 2, 705 35

A system and computer program product for integrating verification of eligibility information of a card member enrolled in a health plan with a payment account required to pay for the services used according to the health plan is described. The present invention integrates card member information to a Practice Management System which provides payment capabilities for services used by the card member. The invention encodes basic patient eligibility information onto a card magnetic stripe. This helps in overcoming any manual data entry errors that can result from a paper-based or paperless electronic process. The invention provides the ability to complete a transaction involving a medical service provider, a patient and a payer in a single swipe of card.