Inventors:
Richard Lance Hodges - Tampa FL, US
International Classification:
G06Q 40/00, H04M 3/42
Abstract:
A Payment Gateway interfaces, in one embodiment, with a merchant's website or a payment aggregator used by the merchant's website, for facilitating purchases made at the website by a wireless user. In one embodiment, purchases at the website are paid for by charging the wireless user's prepaid account maintained in the mobile operator. The Payment Gateway accepts messages in an HTTP based message from the website or payment aggregator and provides a gateway function to the wireless user's service provider, which is accessible only using SS7 based MAP protocols. The mobile gateway ascertains the proper message syntax to use in a MAP based USSD message based on the wireless carrier. The mobile gateway also receives messages from the mobile operator, typically using a GSM MAP based protocol and initiates HTTP based messages back to the merchant's website.