RICHARD JOEL ELLIOT
Pilots at High Grv Dr, Escondido, CA
License number
California A2169498
Issued Date
Feb 2017
Expiration Date
Feb 2019
Category
Airmen
Type
Authorized Aircraft Instructor
Address
Address
1670 High Grove Dr, Escondido, CA 92027
Professional information
Method Of Using Paper Checks That Are Tied To Prepaid Debit Card And Cashed Only By Designated Entities
US Patent:
2012032, Dec 20, 2012
Filed:
Apr 19, 2012
Appl. No.:
13/450632
Inventors:
Richard J. ELLIOT - Escondido CA, US
Joseph M. PURCELL - Laguna Niguel CA, US
Joseph M. PURCELL - Laguna Niguel CA, US
International Classification:
G06Q 20/40
US Classification:
705 44
Abstract:
A method is provided of using paper checks to debit funds maintained in a debit card bank account that is associated with a person. A plurality of unique serial numbers are assigned by the debit card issuer to be pre-printed on paper checks that are associated with the debit card bank account number. The unique serial numbers have no relationship to any personally identifiable information associated with the person. When a filled in paper check is presented for cashing, the unique serial number is checked against the originally assigned serial numbers to verify that the paper check is genuine. Identification information of the person is also verified, and the account balance of the debit card bank account is also verified to make sure that there are sufficient funds in the bank account to cover the check amount.