RICARDO TORRES, SR
Electrician at Tarpon Ct, Alton, TX

License number
Texas 372125
Expiration Date
Jun 27, 2017
Category
Apprentice Electrician
Address
Address
1314 Tarpon Ct, Alton, TX 78542
Phone
(956) 340-7948

Professional information

Ricardo Torres Photo 1

Residential Mortgage Lending Specialist/ Mortgage Banker At Gold Financial Services

Position:
Residential Mortgage Lending Specialist/ Mortgage Banker at Gold Financial Services
Location:
Edinburg, Texas
Industry:
Financial Services
Work:
Gold Financial Services - 1300 N 10th St #320 McAllen TX 78501 since Aug 2012 - Residential Mortgage Lending Specialist/ Mortgage Banker AmeriPro Funding - 135 Paseo Del Prado Suite 18 Edinburg TX Jan 2010 - Aug 2012 - Edinburg Branch Manager MiG Mortgage LLC Jul 2009 - Jan 2010 - Texas State Manager/ Sales Manager Fortes Financial, Inc 2008 - 2008 - Account Executive Homecomings Financial 2006 - 2008 - account executive Longbeach mortgage 2004 - 2006 - Account executive Household International 1997 - 2005 - Senior Account Executive
Education:
The University of Texas-Pan American 2005 - 2011
BBA, BBA Marketing
The University of Texas at San Antonio
Interests:
sales, Mortgage Lending, Music, Public Service,
Honor & Awards:
Texas Mortgage Broker, Certified Advanced High in Spanish Financial Terminology,
Languages:
Spanish, English


Ricardo Torres Photo 2

Rmlo

Specialties:
Purchase Loan, Refinancing, Home Equity, Mortgage Planning
Work:
4757 S Jackson Rd, Edinburg 78539
Experience:
17
Languages:
Spanish
Description:
Over 15 years of mortgage sales experience. Ricardo started his career as a loan officer with Household International July 1997. Within 6 months Promoted to Senior Account Executive. Shortly after promoted to Assistant Sales Manager, until he took the reins of the Laredo Texas Office as Branch Sales Manager. During the 6 year tenure at Household , Ricardo was awarded Founders council honors, two national top 50 sales travel awards, and Circle of Excellence both as a Sales associate and a Branch Manager. Ricardo took on the role as a Team lead for Countrywide Full Spectrum Lending in San Antonio.<br/><br/>He then took the leap from retail to wholesale with an opportunity to work in the Rio Grande Valley as an Account Executive for Washington Mutual Long Beach Mortgage, and opened the territory for the renowned mortgage lender that specialized in Subprime mortgage lending. In 2005 he transitioned to an opportunity to further expand his relationships as the Valley Account Executive for Homecomings Financial with the capacity to provide better service to Brokers and Loan officers.<br/><br/>Branch Manager at Ameripro Funding from Jan 2010 to August 2012.<br/><br/>Aug 2012 Joined the Team at Gold Financial Services in Edinburg Texas.<br/><br/>Specialties:Sales and Marketing, Training, and Operations, Technical and Virtual operations.<br/>Certified Military Housing Specialist -
Links:
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