Peter J. Harris
Accountancy at Hayden Rd, Scottsdale, AZ
License number
Colorado 1358
Issued Date
Sep 17, 1963
Renew Date
Apr 21, 1998
Expiration Date
May 31, 2004
Type
Certified Public Accountant
Address
Address
815 N Hayden Rd #B-113, Scottsdale, AZ 85257
Professional information
Post-Authorization Message For A Financial Transaction
US Patent:
8214292, Jul 3, 2012
Filed:
Apr 1, 2009
Appl. No.:
12/416680
Inventors:
Chanderpreet Singh Duggal - Phoenix AZ, US
Kristin R. Hoyne Gomes - Fenton MO, US
Peter Georger Harris - Scottsdale AZ, US
Kristin R. Hoyne Gomes - Fenton MO, US
Peter Georger Harris - Scottsdale AZ, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 40/00, G06F 17/30
US Classification:
705 44, 705 39, 707E17005, 707E17044
Abstract:
Embodiments of the present invention provide a method and system for enabling a financial institution to communicate with a merchant regarding post-authorization processing of a financial transaction. The merchant assesses feasibility of the financial transaction after receiving an authorization from the financial institution for the financial transaction and accordingly processes the financial transaction based on the feasibility assessment. The processing of the financial transaction may either result in fulfillment or non-fulfillment of the financial transaction depending on the feasibility assessment. Finally, the merchant provides the financial institution details related to the processing of the financial institution in real-time following the authorization.
Authorization Request For Financial Transactions
US Patent:
2013001, Jan 10, 2013
Filed:
Sep 14, 2012
Appl. No.:
13/619720
Inventors:
Chanderpreet Singh Duggal - Phoenix AZ, US
Kristin R. Hoyne Gomes - Fenton MO, US
Peter Georger Harris - Scottsdale AZ, US
Meghan Mary Paciorek Kroneman - Phoenix AZ, US
Kristin R. Hoyne Gomes - Fenton MO, US
Peter Georger Harris - Scottsdale AZ, US
Meghan Mary Paciorek Kroneman - Phoenix AZ, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 40/08
US Classification:
705 35
Abstract:
Embodiments of the present invention provide a method, system, and computer program product for authorizing a financial transaction. A financial institution can identify financial risk associated with the financial transaction based on product details. The product details are sent to the financial institution by a merchant along with the authorization request. The financial institution, then, notifies the merchant regarding authorization of the financial transaction based on the risk assessment. Finally, the merchant fulfills or terminates the financial transaction based on the notification received regarding authorization request.
Authorization Request For Financial Transactions
US Patent:
8285637, Oct 9, 2012
Filed:
Apr 1, 2009
Appl. No.:
12/416675
Inventors:
Chanderpreet Singh Duggal - Phoenix AZ, US
Kristin R. Hoyne Gomes - Fenton MO, US
Peter Georger Harris - Scottsdale AZ, US
Meghan Mary Paciorek Kroneman - Phoenix AZ, US
Kristin R. Hoyne Gomes - Fenton MO, US
Peter Georger Harris - Scottsdale AZ, US
Meghan Mary Paciorek Kroneman - Phoenix AZ, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 40/00
US Classification:
705 38, 705 39, 705 41, 705 75
Abstract:
Embodiments of the present invention provide a method, system, and computer program product for authorizing a financial transaction. A financial institution can identify financial risk associated with the financial transaction based on product details. The product details are sent to the financial institution by a merchant along with the authorization request. The financial institution, then, notifies the merchant regarding authorization of the financial transaction based on the risk assessment. Finally, the merchant fulfills or terminates the financial transaction based on the notification received regarding authorization request.