PAUL RAMIREZ
Speech Language Pathology at Breed St, Los Angeles, CA

Director of Sales at LowerMyBills.Com, A Core Digital Media Company, Sales Manager at Experian Interactive Media - LowerMyBills.Com, Senior National Account Manager at Experian Interactive Media - LowerMyBills.Com

Financial Services

LowerMyBills.Com, A Core Digital Media Company - Greater Los Angeles Area since Feb 2013 - Director of Sales Experian Interactive Media - LowerMyBills.Com - Los Angeles, Ca since Mar 2011 - Sales Manager Experian Interactive Media - LowerMyBills.Com since Jun 2007 - Senior National Account Manager Countrywide Financial May 2001 - May 2007 - Regional Vice President-Full Spectrum Lending Division Countrywide Home Loans May 2001 - May 2007 - Regional Vice President Aames Home Loan Mar 1998 - May 2001 - Vice President - Director Retail Lending Life Bank 1996 - 1998 - Vice President Countrywide Home Loans Mar 1989 - Mar 1998 - Vice President, Consumer Lending Division

Loans, Mortgage Banking, Sales Management, Lead Generation, Loan Origination, Credit, Underwriting, Sales, Account Management, New Business Development, Business Development, Banking, Customer Acquisition, Financial Services, FHA, Relationship Management, Analytics, B2B, Negotiation, Real Estate Financing, Media Buying, Internet Strategy, Web Content, Social Media Marketing, Home Equity Loans, Public Speaking, C Level Selling, Strategic Planning, Management, Leadership, Training

HUD Direct Endorsement Underwriter (Valid CHUMS Number)

Co-founder at Canlove: Graffiti Recycling Organization, Chief Culture Officer & Independent Strategic Consultant at Chalk Los Angeles

Marketing and Advertising

Canlove: Graffiti Recycling Organization since Jan 2011 - Co-founder Chalk Los Angeles - Greater Los Angeles Area since Jan 2011 - Chief Culture Officer & Independent Strategic Consultant TBWA\Chiat\Day - Greater Los Angeles Area Apr 2011 - Jul 2013 - Freelance Senior Brand Planner BLT & Associates Sep 2012 - Oct 2012 - Freelance Strategist Goodness Mfg. - Los Angeles Aug 2012 - Sep 2012 - Freelance Senior Planner B-Reel - Greater New York City Area Aug 2012 - Aug 2012 - Freelance Strategist Victors & Spoils 2012 - 2012 - Freelance Creative Grey Group May 2008 - Jan 2011 - Senior Brand Planner Bromley Communications Jul 2007 - Feb 2008 - Senior Account Planner Merkley and Partners Aug 2006 - Jul 2007 - Account Planner Crispin Porter + Bogusky Nov 2004 - Jul 2006 - Cognitive Anthropologist Cingular Wireless Jul 2001 - Aug 2003 - Sales Associate Nike Jan 1999 - Jun 2001 - Sales Representative

Spanish

Owner at Care One Professional Plumbing

Construction

Care One Professional Plumbing since Apr 2006 - Owner ProCare Plumbing Inc. Apr 1997 - Apr 2007 - President O G King Plumbing Jan 1992 - Jan 1997 - Journeyman Plumber

Plumbing, Heating, Cooling Contractors 1990 - 1994
Journeyman Card, Plumbing Plumbing, Heating, Cooling Contractors 1990 - 1994

Plumbing, Heating, Hot Water, Air Conditioning, HVAC, Contractors, Indoor Air Quality, Cooling Water, Heat Pumps, Ventilation, Bathrooms, Renovation, Construction, Boilers, Refrigeration, Light Commercial, HVAC Controls, Custom Homes, Residential Homes, Plumbers, Energy Conservation

Furniture Making & Woodworking, Collecting & Studying Antique Japanese Swords, enjoying family & friends, Great Wine

Software Engineer at Jet Propulsion Laboratory, Senior Software Engineer at Jet Propulsion Laboratory, NASA

Computer Software

Jet Propulsion Laboratory since Mar 2001 - Software Engineer Jet Propulsion Laboratory, NASA since 2001 - Senior Software Engineer

University of Southern California 2002 - 2004
MS, Computer Science emphasis Multimedia and Creative Technologies California State Polytechnic University-Pomona 1995 - 2000
BS, Computer Science

OOP, Systems Engineering, Software Project Management, Python, Java, C++, Algorithms, Software Development, Perl, AJAX, SOA, JavaScript, REST, Data Analysis, Software Design, Subversion, Programming, HTML, Agile Methodologies, Software Engineering, SQL, C#, Web Applications, Requirements Analysis, Data Management, Distributed Systems, Apache, PHP, Git, Big Data, Eclipse, MySQL, Simulations, C, System Architecture, Object Oriented Design, Unix, Open Source, Linux, Databases, Architecture, Information Architecture, XML

HMC Mortgage Consultant at Wells Fargo Bank

Financial Services

Sr. Mortgage Loan Officer at Pacific Mercantile Bank

Banking

Production Artist at Roddan Paolucci Roddan

Design

Sr. Loan Consultant at Pospect Mortgage

Financial Services

Real Estate

Telecommunications