Inventors:
Nicholas J. Call - Salt Lake City UT, US
John P. Saltas - Murray UT, US
Jeffrey A. Reese - Salt Lake City UT, US
Assignee:
KOSTIZI, INC. - Salt Lake City UT
International Classification:
G06Q 30/02
Abstract:
Methods and associated systems related to generating, managing, and accessing data related to contractual obligations of a consumer and a plurality of different merchants in a universal consumer card redemption system are disclosed. A universal consumer card redemption system may comprises a universal software platform including a network of linked databases configured to store data associated with contractual relationships between at least one consumer and a plurality of different merchants, and at least one web-based interface configured to communicate with at least one universal consumer card associated with a consumer and at least one web-enabled device associated with a merchant. The at least one web-enabled device may include a single-button redemption capability, wherein a plurality of offers and redemption options are presented via a single interface.