MICHAEL WU, MD
Osteopathic Medicine at Commercial Xing, Santa Cruz, CA

2012016, Jun 28, 2012

Dec 23, 2011

13/336929

John Dwight - Santa Clara CA, US
Gregory Lisiewski - Forest Hill CA, US
Michael Wu - Mountain View CA, US
Thomas Whitford - Newark DE, US
Parijat Sinha - San Jose CA, US
Darrell Esch - San Jose CA, US
Carolyn Groobey - Annapolis MD, US
Brian Biglin - Lutherville MD, US
Sanjeev Kriplani - Mountian View CA, US
Sofya Pogreb - Palo Alto CA, US
Gregg Zigler - San Jose CA, US

EBAY, INC. - San Jose CA

G06Q 30/06

705 2643, 705 2641

A user is able to change one or more payment options after payment has already been made to a merchant. A payment provider processes a payment request during a transaction with the merchant with default or selected payment options. After the transaction with the merchant is completed and the merchant has been paid, the user may change one or more of the payment options, such as funding source(s) and terms/conditions of payment (e.g., deferment period, installment period/amount, etc.). During the transaction, the user may make a purchase through the payment provider even if the user does not have an account with the payment provider by providing user information, such as name, address, phone number, email address, and date of birth, but not a social security number or funding source information.