MICHAEL LAVERN SMITH
Pilots at Siesta Dr, Sandy, UT

License number
Utah A4648388
Issued Date
Sep 2015
Expiration Date
Sep 2017
Category
Airmen
Type
Authorized Aircraft Instructor
Address
Address
1301 Siesta Dr, Sandy, UT 84093

Professional information

Michael Smith Photo 1

Authorization Refresh System And Method

US Patent:
2012007, Mar 22, 2012
Filed:
Nov 22, 2011
Appl. No.:
13/302514
Inventors:
Kathi L. Bernstein - Murray UT, US
Hans D. Buehler - Williston VT, US
William Clark - Salt Lake City UT, US
Jeremiah Matt Curry - Taylorsville UT, US
Ryan Edward Lueders - South Weber UT, US
David O. Nelson - South Jordan UT, US
Michael S. Smith - Sandy UT, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 20/40
US Classification:
705 44
Abstract:
Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests occur for the same or related transactions. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a buyer. An authorization refresh may be performed by the account issuer and/or the intermediary if a settlement request is received for a transaction.


Michael Smith Photo 2

Authorization Refresh System And Method

US Patent:
2012006, Mar 15, 2012
Filed:
Nov 22, 2011
Appl. No.:
13/302454
Inventors:
Kathi L. Bernstein - Murray UT, US
Hans D. Buehler - Williston VT, US
William Clark - Salt Lake City UT, US
Jeremiah Matt Curry - Taylorsville UT, US
Ryan Edward Lueders - South Weber UT, US
David O. Nelson - South Jordan UT, US
Michael S. Smith - Sandy UT, US
Assignee:
American Express Travel Related Services Company Inc. - New York NY
International Classification:
G06Q 20/40, G06Q 40/00
US Classification:
705 44
Abstract:
Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests occur for the same or related transactions. An authorization refresh may occur if a settlement request is received for a transaction. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a buyer.


Michael Smith Photo 3

Authorization Refresh System And Method

US Patent:
2009017, Jul 9, 2009
Filed:
Jan 16, 2009
Appl. No.:
12/355576
Inventors:
Kathi L. Bernstein - Murray UT, US
Hans D. Buehler - Williston VT, US
William Clark - Salt Lake City UT, US
Jeremiah Matt Curry - Taylorsville UT, US
Ryan Edward Lueders - South Weber UT, US
David O. Nelson - South Jordan UT, US
Michael S. Smith - Sandy UT, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 20/00, G06Q 40/00, G06Q 10/00
US Classification:
705 30, 705 44, 705 35
Abstract:
Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests occur for the same or related transactions. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a buyer. The intermediary also coordinates with the merchant to verify availability of the item, provides the merchant with the refreshable limited use account identifier and provides the purchaser with a confirmation number.


Michael Smith Photo 4

Methods And Apparatus For Facilitating A Transaction

US Patent:
2003023, Dec 18, 2003
Filed:
Mar 19, 2003
Appl. No.:
10/391689
Inventors:
Michael Smith - Sandy UT, US
International Classification:
G06F017/60
US Classification:
705/075000
Abstract:
A system, method, apparatus, means, and computer program code for conducting a transaction include identifying information defining a transaction including at least a transaction amount, identifying an account identifier to associate with the transaction, and establishing a pre-authorization record associated with the account identifier, the pre-authorization record including an authorization restriction based on the transaction amount.


Michael Smith Photo 5

Authorization Refresh System And Method

US Patent:
2012007, Mar 22, 2012
Filed:
Nov 22, 2011
Appl. No.:
13/302560
Inventors:
Kathi L. Bernstein - Murray UT, US
Hans D. Buehler - Williston VT, US
William Clark - Salt Lake City UT, US
Jeremiah Matt Curry - Taylorsville UT, US
Ryan Edward Lueders - South Weber UT, US
David O. Nelson - South Jordan UT, US
Michael S. Smith - Sandy UT, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 20/40, G06Q 30/06
US Classification:
705 44
Abstract:
Limited use account identifiers or secondary account identifiers are enabled with refresh capability. The refreshable account identifiers are used in financial transactions and, specifically, in transaction situations where multiple and/or duplicate authorization requests are submitted by a merchant for the same or related transactions. The limited use account identifiers may be used by intermediaries that coordinate the purchase of an item for a merchant/buyer. An authorization refresh may be performed by the account issuer and/or the intermediary if a settlement request is received for a transaction.