MICHAEL JOHN MORENCY
Engineering in Woodstock, MD
License number
Pennsylvania ET021019
Category
Engineers
Type
Engineer in Training
Address
Address
2
Woodstock, MD 21104
Pennsylvania
Pennsylvania
Professional information
Michael Morency - Marriottsville, MD
Work:
Villanova University
Resident Assistant Villanova University - Villanova, PA
Researcher
Resident Assistant Villanova University - Villanova, PA
Researcher
Education:
Villanova University - Villanova, PA
Bachelors in Mechanical Engineering
Bachelors in Mechanical Engineering
Skills:
MatLab, SolidWorks, Microsoft Office, ANSYS, Java, EnergyPlus, OpenStudio, Leadership, Team Work
System For Transfering An Inbound Communication To One Of A Plurality Of Credit-Counseling Agencies
US Patent:
2007026, Nov 8, 2007
Filed:
Jul 19, 2007
Appl. No.:
11/780401
Inventors:
William Delinsky - Marriottsville MD, US
Timothy Fish - Marriottsville MD, US
Michael Morency - Marriottsville MD, US
David Walker - Reisterstown MD, US
Timothy Fish - Marriottsville MD, US
Michael Morency - Marriottsville MD, US
David Walker - Reisterstown MD, US
International Classification:
G06Q 40/00
US Classification:
705039000
Abstract:
A system for referring a telephone communication to one of a plurality of financial assistance providers based on lender criteria, the method including the steps of: storing telephone numbers for a plurality of financial assistance providers in memory accessible by a digital electrical computer; obtaining lender criteria for selecting one of the financial assistance providers; storing said criteria for access by said computer; identifying a debtor; selecting one of the financial assistance providers by accessing the criteria, applying the criteria, and accessing one of the stored telephone numbers; and connecting the debtor by telephone to the one of the stored telephone numbers. The system can be used with an intermediary that detects referring information sufficient to identify a referrer identity, to select which one of several financial assistance providers to refer the inbound communication by using a computer to look up and to apply referral criteria responsive to the referrer identity, and to form and track the call referral.
System For Transferring An Inbond Communication To One Of A Plurality Of Credit-Counseling Agencies
US Patent:
7827097, Nov 2, 2010
Filed:
Oct 19, 2000
Appl. No.:
09/692697
Inventors:
William John Delinsky - Marriottsville MD, US
Timothy James Fish - Marriottsville MD, US
Michael Dennis Morency - Marriottsville MD, US
David Gary Walker - Reisterstown MD, US
Timothy James Fish - Marriottsville MD, US
Michael Dennis Morency - Marriottsville MD, US
David Gary Walker - Reisterstown MD, US
International Classification:
G06Q 40/00
US Classification:
705 38, 705 35, 705 36 R, 705 37, 705 8
Abstract:
A system for referring a telephone communication to one of a plurality of financial assistance providers based on lender criteria, the method including the steps of: storing telephone numbers for a plurality of financial assistance providers in memory accessible by a digital electrical computer; obtaining lender criteria for selecting one of the financial assistance providers; storing said criteria for access by said computer; identifying a debtor; selecting one of the financial assistance providers by accessing the criteria, applying the criteria, and accessing one of the stored telephone numbers; and connecting the debtor by telephone to the one of the stored telephone numbers. The system can be used with an intermediary that detects referring information sufficient to identify a referrer identity, to select which one of several financial assistance providers to refer the inbound communication by using a computer to look up and to apply referral criteria responsive to the referrer identity, and to form and track the call referral.
Communications System To Automatically Refer An Inbound Communication
US Patent:
7860785, Dec 28, 2010
Filed:
Jul 19, 2007
Appl. No.:
11/780091
Inventors:
William John Delinsky - Marriottsville MD, US
Timothy James Fish - Marriottsville MD, US
Michael Dennis Morency - Marriottsville MD, US
David Gary Walker - Reistertown MD, US
Timothy James Fish - Marriottsville MD, US
Michael Dennis Morency - Marriottsville MD, US
David Gary Walker - Reistertown MD, US
International Classification:
G06Q 40/00
US Classification:
705 38, 705 35
Abstract:
A machine, computer-readable media, and method using a communications system to automatically refer an inbound communication. The communications system includes a computer and a call-routing database in a memory operably associated with the computer. The method and operations include: receiving an inbound communication with the communications system; capturing information associated with the inbound communication and using the captured information in a search of the call-routing database; if the database reveals a previous successful referral associated with the captured information, routing the inbound communication to a same outbound communications path as used in the previous successful referral; if the database does not reveal a previous successful referral associated with the captured information and if the database reveals call-routing criteria associated with the captured information, routing the inbound communication to an outbound communications path selected in accordance with said call-routing criteria; and if the database does not reveal a previous successful referral associated with the captured information and if the database does not reveal call-routing criteria associated with the captured information, routing the inbound communication to an outbound communications path.
System For Transfering An Inbound Communication To One Of A Plurality Of Credit-Counseling Agencies
US Patent:
8209257, Jun 26, 2012
Filed:
Nov 1, 2010
Appl. No.:
12/917401
Inventors:
William John Delinsky - Marriottsville MD, US
Timothy James Fish - Marriottsville MD, US
Michael D. Morency - Marriottsville MD, US
David Gary Walker - Reisterstown MD, US
Timothy James Fish - Marriottsville MD, US
Michael D. Morency - Marriottsville MD, US
David Gary Walker - Reisterstown MD, US
International Classification:
G06Q 40/00
US Classification:
705 38, 705 35
Abstract:
A system for referring a telephone communication to one of a plurality of financial assistance providers based on lender criteria, the method including the steps of: storing telephone numbers for a plurality of financial assistance providers in memory accessible by a digital electrical computer; obtaining lender criteria for selecting one of the financial assistance providers; storing said criteria for access by said computer; identifying a debtor; selecting one of the financial assistance providers by accessing the criteria, applying the criteria, and accessing one of the stored telephone numbers; and connecting the debtor by telephone to the one of the stored telephone numbers. The system can be used with an intermediary that detects referring information sufficient to identify a referrer identity, to select which one of several financial assistance providers to refer the inbound communication by using a computer to look up and to apply referral criteria responsive to the referrer identity, and to form and track the call referral.
Intermediary Computing To Handle Debt Management Plan Requests
US Patent:
2004004, Mar 4, 2004
Filed:
Sep 2, 2003
Appl. No.:
10/654572
Inventors:
Michael Morency - Marriottsville MD, US
International Classification:
G06F017/60
US Classification:
705/035000
Abstract:
A method for Internet-based intermediary computing to handle debt management plan requests, the method including the steps of: receiving respective debt management plan requests at an intermediary computer, by Internet communication, from each of a plurality of request-originating computers; processing the respective debt management plan requests to produce respective, formatted and at least partially validated debt management plan requests; using the respective, formatted and at least partially validated debt management plan requests in enabling a respective debt management plan decision at one of the intermediary computer and a creditor computer; and electronically communicating a signal of the decision to the request-originating computer.