MERRILL BROOKS SMITH
Pilots at 9 St, Fort Lauderdale, FL

License number
Florida A3348528
Issued Date
Oct 2015
Expiration Date
Oct 2016
Category
Airmen
Type
Authorized Aircraft Instructor
Address
Address
1700 SE 9Th St, Fort Lauderdale, FL 33316

Professional information

Merrill Smith Photo 1

Systems And Methods For Conducting A Composite Bill Payment Transaction

US Patent:
2012008, Apr 5, 2012
Filed:
Oct 5, 2010
Appl. No.:
12/924792
Inventors:
Merrill Brooks Smith - Fort Lauderdale FL, US
Phillip Craig Graves - Atlanta GA, US
Phil M. Chakiris - Atlanta GA, US
International Classification:
G06Q 20/00
US Classification:
705 16, 235375
Abstract:
The present invention is directed to systems and methods of conducting a payment system, facilitated between a computerized processor, a point-of-sale, a customer, and one or more payees to whom the customer wishes to make a payment. The method including the steps of: receiving composite payment transaction information from the customer—including identifying information of the one or more payees and an indication of the an amount of value the customer wishes to pay to each of the one or more payees, associating an identifier with the composite payment transaction information, providing the identifier to the customer, receiving the identifier from the point-of-sale, receiving an amount of value from the point-of-sale, and providing value to the one or more payees in the amount indicated by the customer in the composite payment transaction information. The system configured to provide payment in a similar manner.