Inventors:
Liang Wang - San Diego CA, US
Michael M. Pratt - Cardiff CA, US
Anuj Taneja - Bangalore, IN
Jenny G. Zhang - San Diego CA, US
International Classification:
G06Q 40/00
Abstract:
A computer-implemented fraud detection system and method are disclosed. A method includes monitoring past customer account transactions conducted with a selected one or more transaction devices, and generating a predictive model that combines customer account transaction profiles with transaction device profiles related to the one or more transaction devices, and storing a representation of the predictive model in a storage. A system for detecting fraud in financial transaction includes a fraud detection computer that receives, through a communications network, customer account transaction data obtained by a monitoring device of a transaction device according to one or more transaction device variables of a transaction device profile.