JUSTIN JOHN PERAZZA
Accountancy in Southampton, NJ

5326959, Jul 5, 1994

Aug 4, 1992

7/925574

Justin J. Perazza - Vincentown NJ

G06F 1530

235379

A computer-controlled funds processing and remittance processing system, for use by individual, business and other bank customers. The system eliminates the problems associated with batch processing of remittances and remittance advices in lockbox systems. Each participating bank receives, from each participating customer, identifying information regarding bills that are to be paid for that customer with the automated system. After initially collecting all necessary data regarding a participating customer's bills, the bank produces a paper form, which is manually completed by the customer, on a periodic basis. The customer manually inserts the amount to be paid for each bill being processed by the system, opposite pre-printed indicia indicating the identity of the payee. The resulting customer payment instruction document is delivered to the bank, and is optically scanned, to read the specific amounts to be paid for the respective bills. The bank has stored, in computer memory, the names and other identifying information regarding the billers for each customer.

4932683, Jun 12, 1990

Mar 13, 1989

7/321625

Justin J. Perazza - Vincentown NJ

B42D 1500

283 74

A multi-document file folder is disclosed which includes an outer file jacket having front and rear panels and a multi-pocket file folder insert having insert pockets adapted to be positioned within the file jacket. The insert pockets of the insert are of a predetermined depth and are staggered vertically upwardly in a rearward direction to expose the upper edges of the pockets one behind the other. A window within the front panel of the file jacket is provided in alignment with the upper edges of the file folder insert pockets to thus reveal the presence or absence of documents filed within the insert pockets.