DR. JAMES ERNEST GORAL, M.D.
Osteopathic Medicine at Cielo Ridge Dr, San Antonio, TX
License number
Texas E9663
Category
Osteopathic Medicine
Type
Internal Medicine
Address
Address
21614 Cielo Ridge Dr, San Antonio, TX 78256
Phone
(210) 833-8907
(210) 698-5353 (Fax)
(210) 698-5353 (Fax)
Personal information
See more information about JAMES ERNEST GORAL at radaris.comName
Address
Phone
21614 Cielo Ridge Dr, San Antonio, TX 78256
4811 Bucknell St, San Antonio, TX 78249
9222 Deer Vlg, San Antonio, TX 78250
9222 Deer Vlg, San Antonio, TX 78250
9626 Wildwood Rdg, San Antonio, TX 78250
Professional information
Vice President And Medical Director, Usaa Life Insurance And Investment Services At Usaa
Position:
Vice President and Medical Director, USAA Life Insurance and Investment Services at USAA
Location:
San Antonio, Texas Area
Industry:
Financial Services
Work:
USAA
-
Vice President and Medical Director, USAA Life Insurance and Investment Services
Dr. James E Goral, San Antonio TX - MD (Doctor of Medicine)
Specialties:
Internal Medicine
Address:
21614 Cielo Ridge Dr, San Antonio 78256
(210) 698-5353 (Fax)
(210) 698-5353 (Fax)
Certifications:
Internal Medicine, 1979
Awards:
Healthgrades Honor Roll
Languages:
English
Education:
Medical School
University of Rochester
Graduated: 1976
U Tex Hlth Sci Ctr
University of Rochester
Graduated: 1976
U Tex Hlth Sci Ctr
Systems And Methods Of Automating Determination Of Hepatitis Risk
US Patent:
8019628, Sep 13, 2011
Filed:
Jul 31, 2007
Appl. No.:
11/831293
Inventors:
James E. Goral - San Antonio TX, US
Assignee:
United Services Automobile Association - San Antonio TX
International Classification:
G06Q 40/00, G06Q 10/00, G06Q 50/00
US Classification:
705 4, 705 2
Abstract:
Systems, methods, and computer-readable media automate determination of a risk category for hepatitis associated with issuance of a life insurance policy.
Systems And Methods Of Automating Determination Of Low Body Mass Risk
US Patent:
8024204, Sep 20, 2011
Filed:
Jul 30, 2007
Appl. No.:
11/830600
Inventors:
James E. Goral - San Antonio TX, US
Assignee:
United Services Automobile Association - San Antonio TX
International Classification:
G06Q 40/00, G06Q 10/00, G06Q 50/00
US Classification:
705 4, 705 2
Abstract:
Systems, methods, and computer-readable media automate determination of a risk category for low body mass index associated with issuance of a life insurance policy.
Reflexive Underwriting Application Responses
US Patent:
8271300, Sep 18, 2012
Filed:
Dec 23, 2005
Appl. No.:
11/317565
Inventors:
James E. Goral - San Antonio TX, US
Richard Charles Neal - San Antonio TX, US
Michael Belko - Boerne TX, US
Richard Charles Neal - San Antonio TX, US
Michael Belko - Boerne TX, US
Assignee:
USAA - San Antonio TX
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
Systems and methods for gathering information for insurance underwriting may present a question from a sequence of questions. Questions in the sequence of questions may relate to an insurance underwriting function. A response to the question may be collected and analyzed. An investigative function may be selected based upon the analysis of the response to the question. Other embodiments may be described and claimed.
Reflexive Underwriting Application Responses
US Patent:
8396723, Mar 12, 2013
Filed:
Dec 23, 2005
Appl. No.:
11/317564
Inventors:
James E. Goral - San Antonio TX, US
Richard Charles Neal - San Antonio TX, US
Michael Belko - Boerne TX, US
Richard Charles Neal - San Antonio TX, US
Michael Belko - Boerne TX, US
Assignee:
USAA - San Antonio TX
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
Systems and methods for gathering information for insurance underwriting may present a question from a sequence of questions. Questions in the sequence of questions may relate to an insurance underwriting function. A response to the question may be collected and analyzed. An investigative function may be selected based upon the analysis of the response to the question. Other embodiments may be described and claimed.
Systems And Methods Of Automating Reconsideration Of Cardiac Risk
US Patent:
8463626, Jun 11, 2013
Filed:
Apr 5, 2011
Appl. No.:
13/079873
Inventors:
James E. Goral - San Antonio TX, US
Assignee:
United Services Automobile Association (USAA) - San Antonio TX
International Classification:
G06Q 10/00, G06Q 50/00, G06Q 40/00
US Classification:
705 4, 705 2, 705 3
Abstract:
Systems, methods, and computer-readable media to automate reconsideration of a cardiac risk category associated with issuance of a life insurance policy may provide an indication of a best potential risk category or rate class that would be available if at least one action is completed by a life insurance applicant.
Systems And Methods Of Automating Consideration Of Low Cholesterol Risk
US Patent:
8468034, Jun 18, 2013
Filed:
Jul 15, 2011
Appl. No.:
13/184373
Inventors:
James E. Goral - San Antonio TX, US
Assignee:
United Services Automobile Association - San Antonio TX
International Classification:
G06Q 10/00, G06Q 40/00, G06Q 50/00
US Classification:
705 2, 705 3, 705 4
Abstract:
A method for calculating risk associated with low cholesterol includes providing a computer processor and assigning a point value to each of a plurality of parameters associated with an applicant. The method also includes calculating, using the computer processor, a total point value by summing the point value for each of the plurality of parameters and determining, using the computer processor, a risk category associated with low cholesterol using the total point value.
Systems And Methods Of Automating Reconsideration Of Cardiac Risk
US Patent:
7945462, May 17, 2011
Filed:
Jul 27, 2007
Appl. No.:
11/829777
Inventors:
James E. Goral - San Antonio TX, US
Assignee:
United Services Automobile Association (USAA) - San Antonio TX
International Classification:
G06Q 40/00, G06Q 10/00, G06Q 50/00
US Classification:
705 4, 705 2
Abstract:
Systems, methods, and computer-readable media to automate reconsideration of a cardiac risk category associated with issuance of a life insurance policy may provide an indication of a best potential risk category or rate class that would be available if at least one action is completed by a life insurance applicant.
Systems And Methods Of Automating Consideration Of Low Cholesterol Risk
US Patent:
8005694, Aug 23, 2011
Filed:
Jul 30, 2007
Appl. No.:
11/830490
Inventors:
James E. Goral - San Antonio TX, US
Assignee:
United Services Automobile Association - San Antonio TX
International Classification:
G06Q 40/00, G06Q 10/00, G06Q 50/00
US Classification:
705 4, 705 2
Abstract:
Systems, methods, and computer-readable media automate determination of a risk category for low cholesterol associated with issuance of a life insurance policy.