Inventors:
Jeffrey Rolland Olives - Danville CA, US
Jay Allen DeWitt - Spokane WA, US
Dennis Norman Moser - Atherton CA, US
James C. Salters - Cincinnati OH, US
Laura DiGioacchino - San Mateo CA, US
Alex Epelman - Redwood City CA, US
International Classification:
G06F 17/50, G06Q 40/00, G06Q 90/00
US Classification:
705 7, 705 30, 705 40, 705 35
Abstract:
A benchmarking tool generates reports for delivery to a merchant illustrating a performance of the merchant as compared to the performance of the merchant's peers. The performance is illustrated through metrics that algorithmically combine data on transactions of consumers with the merchant or its peers, respectively. The metrics may be further subdivided into consumer groups such as new consumers, consumers that have shopped within the merchant in the past, consumers that no longer shop within the merchant, or consumers that use a commercial account to pay for purchases. The reports may be rendered in a graphical display for use by the merchant.