Inventors:
Harold H. Kraft - Arlington VA, US
International Classification:
G06F 21/31
Abstract:
A system providing features for facilitating the authentication and verification of a consumer, facilitating and sharing trust between the consumer and third parties, and for continuously updating such information. The system can create an online identity credential based on verifying the identity of an individual subject. The system can include adding first, second, and third party information to the credential, analyzing the data in the credential to create metadata stored within the credential, continuously and periodically updating the elements and metadata of the identity credential, and for sharing selected data and metadata elements of the credential with second and third parties. The system can be used as a standalone identity credential or in support of biometric identity applications. The system can include rewards to encourage subjects to continuously verify their identity. The system can include a Knowledge-Based-Authentication based on intention analysis derived from second-party data, rather than factual third-party data.