FREDRICK B FISHER
Architects in Los Angeles, CA
License number
Massachusetts 30033
Issued Date
Sep 25, 2002
Expiration Date
Aug 31, 2017
Type
Architect
Address
Address
Los Angeles, CA 90025
Professional information
Automatic Insurance Processing Method
US Patent:
2004007, Apr 22, 2004
Filed:
Aug 23, 2002
Appl. No.:
10/226284
Inventors:
Fredrick Fisher - Los Angeles CA, US
International Classification:
G06F017/60
US Classification:
705/004000
Abstract:
A method is provided for facilitating insurance transactions between prospective insureds and potential insurance underwriters. A distributed communications network is used to effect registering, by a user of the network, through a wholesale intermediary, of a prospective insured. If the prospective insured qualifies, the user is provided with a preliminary application for insurance of a given type. The application as completed by the user is transmitted to wholesale intermediary by e-mail. The wholesale intermediary then forwards the application to underwriters that have been pre-approved by the wholesale intermediary. An underwriting evaluation from each of the underwriters is received, through e-mail, by both the user and the wholesale intermediary so that the latter can assist the user. Each evaluation is maintained in confidence and is not known by the other underwriters.