FRANK C DRAGOTTA
Real Estate Commission in Philadelphia, PA
License number
Pennsylvania RS294518
Category
Real Estate Commission
Type
Real Estate Salesperson-Standard
Address
Address
Philadelphia, PA 19147
Professional information
System And Method For Providing Borrowing Schemes
US Patent:
8554652, Oct 8, 2013
Filed:
Feb 17, 2009
Appl. No.:
12/372617
Inventors:
Maria Teresita Vicente - Marlton NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Assignee:
JPMorgan Chase Bank, N.A. - New York NY
International Classification:
G06Q 40/00
US Classification:
705 35, 705 40
Abstract:
A system and method providing a borrowing scheme. The method comprises the steps of: receiving a time-based spending alert threshold designation from a user via the network; receiving at least one category of transaction designations from the user via the network, wherein each of the categories is associated with a portion of the time-based spending alert threshold designation; automatically allocating user transactions among the categories using the programmed computer processor; notifying the user via the network of the portion of the time-based spending alert threshold designation for a particular category that is being approached or surpassed; and automatically modifying the portion of the time-based spending alert threshold designation for the particular category for the upcoming period of time if the limit is surpassed, wherein the modification is performed by the programmed computer processor.
System And Method For Providing Borrowing Schemes
US Patent:
8538876, Sep 17, 2013
Filed:
Apr 12, 2012
Appl. No.:
13/445592
Inventors:
Maria Teresita Vicente - Marlton NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Assignee:
JPMorgan Chase Bank, N.A. - New York NY
International Classification:
G06Q 40/00
US Classification:
705 40, 705 39
Abstract:
A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and automatically revising the interest-free revolving amount or account or the periodic payment using the computer processor based upon at least one user performance metric over a predetermined period of time; wherein the interest-free revolving amount or account or the periodic payment for maintaining the interest-free revolving amount is determined by the user via the network.
System And Method For Providing Borrowing Schemes
US Patent:
2013015, Jun 13, 2013
Filed:
Feb 5, 2013
Appl. No.:
13/759212
Inventors:
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Assignee:
JPMorgan Chase Bank, N.A. - New York NY
International Classification:
G06Q 20/24
US Classification:
705 40
Abstract:
A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and automatically revising the interest-free revolving amount or account or the periodic payment using the computer processor based upon at least one user performance metric over a predetermined period of time; wherein the interest-free revolving amount or account or the periodic payment for maintaining the interest-free revolving amount is determined by the user via the network
System And Method For Providing Borrowing Schemes
US Patent:
8078528, Dec 13, 2011
Filed:
Feb 17, 2009
Appl. No.:
12/372510
Inventors:
Maria Teresita Vicente - Marlton NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Assignee:
JPMorgan Chase Bank, N.A. - New York NY
International Classification:
G06Q 40/00
US Classification:
705 38, 705 35
Abstract:
The method according to exemplary embodiments comprises establishing an interest-free revolving amount or account, establishing a periodic payment for maintaining the interest-free revolving amount or account, and automatically revising the interest-free revolving amount or account or the periodic payment based upon at least one user performance metric over a predetermined period of time; wherein the interest-free revolving amount or account or the periodic payment for maintaining the interest-free revolving amount is determined by the user via a network.
System And Method For Providing Borrowing Schemes
US Patent:
8190522, May 29, 2012
Filed:
Sep 17, 2009
Appl. No.:
12/561876
Inventors:
Maria Teresita Vicente - Marlton NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Frank Cawley Dragotta - Philadelphia PA, US
Manning R. Field - Media PA, US
Joy Lynn Koppenhaver - Bear DE, US
James Samuel Moed - Baltimore MD, US
Ryan Alan Jacoby - New York NY, US
Ian Michael Groulx - Oakland CA, US
Kevin Thomas Dame - San Francisco CA, US
Heather Margaret Emerson - San Francisco CA, US
Jennifer C. McGarry - Haddonfield NJ, US
Assignee:
JPMorgan Chase Bank, N.A. - New York NY
International Classification:
G06Q 40/00
US Classification:
705 40, 705 39
Abstract:
A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and automatically revising the interest-free revolving amount or account or the periodic payment using the computer processor based upon at least one user performance metric over a predetermined period of time; wherein the interest-free revolving amount or account or the periodic payment for maintaining the interest-free revolving amount is determined by the user via the network.