DIANE MARIE SCOTT, RDH
Dental Hygienist at Federal Blvd, Denver, CO

2013031, Nov 21, 2013

Jul 22, 2013

13/947275

Rex Lieurance - Denver CO, US
Diane Scott - Lone Tree CO, US

The Western Union Company - Englewood CO

G06Q 20/40

705 44

Systems and methods for performing money transfer transactions via a wireless communication device, such as a cellular phone, are provided. The wireless communication device may be associated with, or automatically linked to, at least one payment source account. The wireless communication device may be associated with at least one pre-paid payment source account. In one example, the wireless communication device is a pre-paid cellular phone and/or is associated with a pre-paid money transfer account. The wireless communication device may access a pre-directed phone number, e.g., *55, to access a money transfer service provider. Once connected to a money transfer service provider, a user may initiate a money transfer via the wireless device, which is optionally paid to a payee in-person at a money transfer service provider location.

8510223, Aug 13, 2013

Aug 3, 2006

11/462223

Paul Blair - Parker CO, US
Rex Lieurance - Des Moines IA, US
Diane Scott - Lone Tree CO, US

The Western Union Company - Englewood CO

G06Q 40/00

705 44

The present invention generally provides systems and methods for performing money transfer transactions via a wireless communication device, such as a cellular phone. In accordance with the invention, the wireless communication device is associated with, or automatically linked to, at least one payment source account (i. e. , the wireless communication device is associated with a payment source account that may be automatically charged for payment of account balances, authorized charges, and/or money transfers). In a preferred embodiment, the wireless communication device is associated with at least one pre-paid payment source account. In one example, the wireless communication device is a pre-paid cellular phone and/or is associated with a pre-paid money transfer account. In certain aspects, the wireless communication device may access a pre-directed phone number, e. g. , *55, to access a money transfer service provider.

8504473, Aug 6, 2013

Mar 28, 2007

11/692708

Scott Paintin - Littleton CO, US
Lance Marr - Highlands Ranch CO, US
Michelle Kloosterman - Denver CO, US
Rebecca Loevenguth - Englewood CO, US
Diane Scott - Lone Tree CO, US

The Western Union Company - Englewood CO

G06Q 10/00, G06Q 40/00

705 39, 705 11, 705 35

A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.

8620799, Dec 31, 2013

Jan 18, 2011

13/008393

Michele Demark - Highlands Ranch CO, US
Mike Michelsen - Arvada CO, US
Diane Scott - Lone Tree CO, US
Chris Cochran - Highlands Ranch CO, US

The Western Union Company - Englewood CO

G06Q 40/00

705 38, 705 35

The present invention provides systems and methods for tracking obligations incurred between individuals. The method may include receiving a request from a first party, where the request includes an expense incurred by the first party for the benefit of a second party. The method may also include providing a notice of the request to the second party and receiving an acceptance from the second party to assume an obligation associated with the expense. The method may further include associating the obligation with the second party and associating a benefit with the first party. The obligation and/or benefit may be substantially equal in value to the expense. The method may additionally include interfacing with a social network service to provide the social network service with information about the obligation and/or the benefit.