Inventors:
Gary F. Moore - Mill Valley CA, US
David T. Shapiro - Highlands Ranch CO, US
Robert W. Newton - San Francisco CA, US
Assignee:
The Western Union Company - Englewood CO
International Classification:
G06Q 20/00
Abstract:
Systems and methods for implementing one or a series of value transfers. In some instances, the systems and methods include web or Internet based user interfaces that provide a mechanism whereby a user can implement a transfer plan without interacting with a human operator. Further, in some instances, such systems and methods provide a mechanism for authorizing access to one or more asset accounts from which value is transferred, and/or recipient accounts to which value is transferred. In some cases, the authorization function is performed by an entity that enjoys a pre-existing relationship with a user accessing the systems of the present invention, while any actual transfers are performed by a third party entity. This can be an advantage where authorization requires a signature or other interaction with a user sufficient to conform to electronic signature laws.