DARREN FRANCIS BAER
Pilots at Hialeah Dr, Cherry Hill, NJ
License number
New Jersey A4296208
Issued Date
Oct 2016
Expiration Date
Oct 2018
Category
Airmen
Type
Authorized Aircraft Instructor
Address
Address
410 Hialeah Dr, Cherry Hill, NJ 08002
Personal information
See more information about DARREN FRANCIS BAER at radaris.comName
Address
Phone
30 Windsor Ct, Sewell, NJ 08080
410 Hialeah Dr, Cherry Hill, NJ 08002
116 Uxbridge, Cherry Hill, NJ 08034
142 Liberty Way, Woodbury, NJ 08096
410 Hialeah Dr, Cherry Hill, NJ 08002
Professional information
Integrated Health Savings Account Methods And Systems
US Patent:
2006003, Feb 16, 2006
Filed:
Mar 11, 2005
Appl. No.:
11/078903
Inventors:
Dennis Stover - Pittsburgh PA, US
Elijah Adams - Pittsburgh PA, US
Katherine Klug - Spring Valley WI, US
Ken Kubala - Pittsburgh PA, US
Darren Baer - Cherry Hill NJ, US
Elijah Adams - Pittsburgh PA, US
Katherine Klug - Spring Valley WI, US
Ken Kubala - Pittsburgh PA, US
Darren Baer - Cherry Hill NJ, US
International Classification:
G06Q 40/00
US Classification:
705035000
Abstract:
An integrated health savings account system which provides electronic (real-time or batch) interconnection between a health plan claims administrator and an individual healthcare spending account. An accountholder presents an identification card to a healthcare provider or pharmacy in order to receive treatment or obtain prescription drugs. A claim for reimbursement of healthcare expenses is sent to a health plan claims administrator (healthcare) or a pharmacy benefits manager (prescription drugs) for adjudication and determination of any deductibles. The adjudicated claim is sent to an individual healthcare spending account custodian/trustee for automatic determination of whether the remaining funds in the accountholder's individual healthcare spending account can cover the proposed claim. An indication of whether the amount of funds can cover the claim (in whole or in part) is transmitted back to the claims administrator or pharmacy benefits manager, and, if requested, the actual funds are transmitted in real-time or as part of a batch process. The individual healthcare spending account may be integrated with an investment account whereby an accountholder may invest excess funds (i.e., over a predefined minimum balance), for example, in mutual funds.