CARL WITKOWSKI
Social Work in Pittston, PA
License number
Pennsylvania CW012753
Category
Social Work
Type
Clinical Social Worker
Address
Address
Pittston, PA 18642
Personal information
See more information about CARL WITKOWSKI at radaris.comName
Address
Phone
747 Foote Ave, Duryea, PA 18642
803 Marcy Ave, Duryea, PA 18642
Moosic, PA
97 Hancock St, Wilkes Barre, PA 18705
803 Marcy, Moosic, PA 18507
Professional information
System And Method For Determining A Cost Of Insurance Based Upon Monitoring, Collecting And Communicating Data Representative Of A Risk's Payroll Characteristics
US Patent:
8600780, Dec 3, 2013
Filed:
Mar 26, 2010
Appl. No.:
12/732645
Inventors:
John H Richardson - Wilkes-Barre PA, US
Carl J Witkowski - Duryea PA, US
Carl J Witkowski - Duryea PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06Q 40/00
US Classification:
705 4, 705 35
Abstract:
A system/method of determining a cost of workers compensation insurance for a selected period based upon monitoring, collecting and communicating data representative of a risk's payroll characteristics during said selected period, wherein the cost is adjustable by relating the payroll characteristics to predetermined actuarial rates. The system/method: determines an initial profile and a base cost of workers compensation insurance, monitors data elements representative of payroll and business status of a risk during the selected period; identifies and analyzes data elements that have a pre-identified relationship to the risk's insurability; consolidates the analyzed data elements for identifying a surcharge or discount to be applied to the base cost; and produces a final cost of workers compensation insurance for the selected period from the base cost.
Electronic Device And Remote Computer System And Method For Controlling Remote Communications
US Patent:
7912966, Mar 22, 2011
Filed:
Aug 31, 2009
Appl. No.:
12/550963
Inventors:
Carl J Witkowski - Duryea PA, US
John H Richardson - Wilkes-Barre PA, US
John H Richardson - Wilkes-Barre PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06F 15/16, G06F 12/00
US Classification:
709227, 709232
Abstract:
A remote communication system and method are disclosed. An environment is identified defining a plurality of parameters communicated between an electronic device (or a computer-based device) and a remote computer as part of a remote session (i. e. , the electronic device remotely controlling the remote computer via the remote session), with each parameter defining an action associated with the remote session. A first application (associated with the electronic device), via a unidirectional communication with the environment, modifies at least one parameter associated with the environment (e. g. , modifying keyboard scan codes, cursor position, mouse position, clipboard data, screen resolution, or channel administration), wherein the modified parameter is extracted by an interceptor associated with the remote computer and, the interceptor, based on a look-up, executes a pre-defined action affecting the remote session, wherein the pre-defined action being different than the modified parameter's associated action.
Workers Compensation System For Determining A Cost Of Insurance Based On Collecting Selected Data Having A Pre-Selected Relationship To A Risk's Business Operations
US Patent:
8538784, Sep 17, 2013
Filed:
Mar 26, 2010
Appl. No.:
12/732657
Inventors:
Carl J Witkowski - Duryea PA, US
John H Richardson - Wilkes-Barre PA, US
John H Richardson - Wilkes-Barre PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06Q 40/00
US Classification:
705 4, 705 35
Abstract:
A system is disclosed for determining a cost of workers compensation insurance for a selected time period based upon monitoring, collecting and communicating data representative of the risk's business characteristics, whereby the cost is adjustable by relating the business characteristics to predetermined standards. The system predetermines a risk profile and a base cost of workers compensation insurance based on said risk profile, monitors a plurality of data elements representative of an operating state of the risk or a payroll modification during the selected time period, collects selected data elements out of the plurality of data elements when said ones are determined to have a pre-selected relationship to the risk's business operations, consolidates the selected ones for identifying a surcharge or discount to be applied to the base cost, and produces a final cost for the selected time period from the base cost and the surcharge or discount.
Workers Compensation System For Determining A Cost Of Insurance Based On Real-Time Payroll Data
US Patent:
8538783, Sep 17, 2013
Filed:
Mar 26, 2010
Appl. No.:
12/732628
Inventors:
Carl J Witkowski - Duryea PA, US
John H Richardson - Wilkes-Barre PA, US
John H Richardson - Wilkes-Barre PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06Q 40/00
US Classification:
705 4, 705 35
Abstract:
A system/method implemented at an insurance company estimates a final premium charge and more accurate real time estimate during the lifetime of the policy for workers compensation insurance associated with a risk based on: receiving real-time payroll data associated with the risk; monitoring the received real-time payroll data to identify and record raw data elements that have an identified relationship with any of, or a combination of, the following: the risk's business operation, insurability of the risk, character of the risk, or rating parameters associated with the risk's policy; and determining the final premium charge of workers compensation insurance for the risk based on a premium modification that increases or decreases a premium charge based on an evaluation of the recorded raw data elements.
Remote Communication System And Method Implementing A Session Server And One Or More Object Servers
US Patent:
2009003, Feb 5, 2009
Filed:
Oct 21, 2008
Appl. No.:
12/255319
Inventors:
John H Richardson - Wilkes-Barre PA, US
Carl J. Witkowski - Duryea PA, US
Carl J. Witkowski - Duryea PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06F 15/16, G06F 15/173
US Classification:
709224, 709227
Abstract:
A remote communication system and method are disclosed. An environment is identified defining a plurality of parameters communicated between a first and a second computer as part of a remote session (i.e., the first computer remotely controlling the second computer via the remote session), with each parameter defining an action associated with the remote session. A first application, via a unidirectional communication with the environment, modifies at least one parameter associated with the environment (e.g., modifying keyboard scan codes, cursor position, mouse position, clipboard data, screen resolution, or channel administration), wherein the modified parameter is extracted by an interceptor associated with the second computer and, the interceptor, based on a look-up, executes a pre-defined action affecting the remote session, wherein the pre-defined action being different than the modified parameter's associated action.
Resolving, Protecting Against And/Or Defending An Employer Liability Claim Based On Historically Archived Locked Notes
US Patent:
8402056, Mar 19, 2013
Filed:
Feb 4, 2010
Appl. No.:
12/700153
Inventors:
Carl J. Witkowski - Duryea PA, US
John H. Richardson - Wilkes-Barre PA, US
John H. Richardson - Wilkes-Barre PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06F 17/30
US Classification:
707781
Abstract:
A system and method are disclosed to resolve, protect against and/or defend an employer liability claim. Input notes are received as formatted text and are stored in a database, wherein the stored text, after submission, are editable for a pre-determined time period and, after expiration of the pre-determined time period, the submission being non-editable and being locked in the database for historical archival. The locked notes are output as part of a judicial proceeding associated with the employer liability claim initiated by the employee, wherein the employer liability claim is resolved, protected against and/or defended based on the locked notes.
Computer-Implemented Electronic Diary To Enter Locked Legal Notes For Historical Archival
US Patent:
7860869, Dec 28, 2010
Filed:
Jan 28, 2010
Appl. No.:
12/695539
Inventors:
Carl J. Witkowski - Duryea PA, US
John H. Richardson - Wilkes-Barre PA, US
John H. Richardson - Wilkes-Barre PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06F 17/30
US Classification:
707740, 705311, 705 3, 705 4, 705320, 705 38, 707754
Abstract:
A system for the entry of legal notes, wherein the legal notes, after submission, are stored is non-editable form and are locked in a database for historical archival. In one scenario, the entered legal notes are editable and can be deleted for a pre-set time period, wherein, after the expiration of the pre-set time period, the entered legal notes are stored is non-editable form and are locked in a database for historical archival. Filters can be used to categorize and render the stored legal notes based on a set of categories.
Insurance Policy Renewal Chain
US Patent:
2010018, Jul 22, 2010
Filed:
Jan 25, 2010
Appl. No.:
12/693060
Inventors:
John H. Richardson - Wilkes-Barre PA, US
Carl J. Witkowski - Duryea PA, US
Carl J. Witkowski - Duryea PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
A system and method for the automatic linking of expired, current, and future insurance policies is provided. Within each insurance policy is a plurality of conditions frequently used in the determination of an insurance policy premium or rate quote. Such terms are calculated based upon information either associated with or obtained from a particular policyholder. By automatically linking policy information and policy terms from prior insurance policies, information previously submitted by a policyholder or calculated in regards to activity on a particular policy is used in automatic calculation and generation of a future policy term. Thus, straight-thru processing is achieved via organizing of prior policies for assistance in renewals, loss ratio calculations, shifts in payroll numbers (i.e., the number of employees insured under a single policy), and previous claim activity under the same type of policy.
Computer-Implemented Electronic Diary To Enter Locked Medical Notes For Historical Archival
US Patent:
7860868, Dec 28, 2010
Filed:
Jan 28, 2010
Appl. No.:
12/695529
Inventors:
Carl J. Witkowski - Duryea PA, US
John H. Richardson - Wilkes-Barre PA, US
John H. Richardson - Wilkes-Barre PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06F 17/30
US Classification:
707740, 705311, 705 3, 705 4, 705320, 705 38, 715230, 715751
Abstract:
A system for the entry of medical notes, wherein the medical notes, after submission, are stored is non-editable form and are locked in a database for historical archival. In one scenario, the entered medical notes are editable and can be deleted for a pre-set time period, wherein, after the expiration of the pre-set time period, the entered medical notes are stored is non-editable form and are locked in a database for historical archival. Filters can be used to categorize and render the stored medical notes based on a set of categories.
Workers Compensation System For Determining A Cost Of Insurance
US Patent:
8538781, Sep 17, 2013
Filed:
May 4, 2006
Appl. No.:
11/381676
Inventors:
John H. Richardson - Wilkes-Barre PA, US
Carl J. Witkowski - Duryea PA, US
Carl J. Witkowski - Duryea PA, US
Assignee:
Guard Insurance Group - Wilkes-Barre PA
International Classification:
G06Q 40/00
US Classification:
705 4, 705 35
Abstract:
A system for monitoring a business's operational characteristics and employee classifications, in real time, to obtain increased amounts of data relating to the total compensation for purposes of providing a more accurate determination of a cost of insurance for the risk, on a real-time basis, and to bill such charges directly to the risk according to their unique finance plan in direct relation to their payroll cycle.